Discover which Small Business Loan is best for you!

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    • Just business
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    • Contact
HER HEAL EMPOWER RESTORE
  • Home
  • Just business
  • About
  • KIDNEY DISEASE INFO
  • BENEFITS OF MEMBERSHIP
  • Contact

It's not personal. It's just business

There's much to see here. So, take your time, look around, and learn something about business, entrepreneurship, financing opportunities, and more.

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TYPES OF FINANCING

EQUIPMENT FINANCING

START UP LINE OF CREDIT

START UP LINE OF CREDIT

 Equipment financing is a crucial financial solution that empowers businesses to acquire the necessary tools and machinery for their operations without the burden of a significant upfront investment.

 This method of financing offers companies the flexibility to obtain essential equipment while conserving their capital for other strategic i

 Equipment financing is a crucial financial solution that empowers businesses to acquire the necessary tools and machinery for their operations without the burden of a significant upfront investment.

 This method of financing offers companies the flexibility to obtain essential equipment while conserving their capital for other strategic initiatives. Whether it's manufacturing machinery, technological hardware, or vehicles, equipment financing enables businesses to spread the cost over time through manageable installments.

This approach not only supports growth and expansion but also aids in maintaining a competitive edge by ensuring access to the latest technologies and resources. As a result, equipment financing plays a pivotal role in helping enterprises of all sizes optimize their operational efficiency and drive long-term success 

APPLY HERE

START UP LINE OF CREDIT

START UP LINE OF CREDIT

START UP LINE OF CREDIT

  Embark on a financial journey with unprecedented freedom. With a business Line of Credit, your business gains access to a world of opportunity.

A business line of credit is a versatile financing solution that provides businesses with access to funds on an as-needed basis. Interest is charged only on the amount used, and the funds can be 

  Embark on a financial journey with unprecedented freedom. With a business Line of Credit, your business gains access to a world of opportunity.

A business line of credit is a versatile financing solution that provides businesses with access to funds on an as-needed basis. Interest is charged only on the amount used, and the funds can be applied to various needs, such as managing cash flow or handling unforeseen expenses. Once the borrowed amount is repaid, the credit limit resets, allowing for repeated access to funds as part of a revolving credit structure.


BENEFITS INCLUDE

  • SAME DAY FUNDING:  Our streamlined approval process ensures that businesses receive fast, hassle-free access to s
    ame-day funding
  • ONLY PAY FOR WHAT YOU USE: Access funds as needed, whenever you need them, and pay interest only on the amount you withdraw.
  • HIGHER FUNDING LIMITS: Secure the best financing options tailored to provide you with the maximum funding available
  • FLEXIBLE REVOLVING CREDIT: Access funds repeatedly as you repay, with your credit limit resetting for continuous use.

APPLY HERE

OTHER TYPES OF FUNDING

START UP LINE OF CREDIT

OTHER TYPES OF FUNDING

 

ACCOUNTS RECEIVABLE FUNDING

 Accounts receivable financing is a financial alternative that utilizes your business's outstanding invoices as collateral, unlocking a lump sum of cash. Under this arrangement, invoice financing is structured to offer you an upfront payment of a certain percentage of the invoice's total value. Subsequently, th

 

ACCOUNTS RECEIVABLE FUNDING

 Accounts receivable financing is a financial alternative that utilizes your business's outstanding invoices as collateral, unlocking a lump sum of cash. Under this arrangement, invoice financing is structured to offer you an upfront payment of a certain percentage of the invoice's total value. Subsequently, the responsibility of collecting payments from your customers is assumed by the factoring company. Upon complete payment settlement, you'll receive the remaining balance of the invoice, deducting a factoring fee designated for the company's services.

 

Term Loan

A term loan is a type of loan that provides borrowers with a fixed amount of money that is repaid over a predetermined period, known as the loan term. These loans can be obtained from various financial institutions, such as banks, credit unions, or online lenders. 


 

Working Capital

A working capital loan serves as a brief business financing option crafted to ensure that a company possesses sufficient funds to cover its routine operational costs. These loans generally offer swift disbursement and feature concise repayment timelines. It's worth noting that their purpose primarily centers on addressing immediate financial needs and isn't tailored for substantial, extended-term acquisitions.

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IN THE NEWS

Building supportive ecosystems for Black-owned US businesses

 The right business ecosystems can mitigate or negate the effects of structural obstacles to business building for Black business owners—and add $290 billion in business equity. 

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Minority-owned businesses growing, but still lack access to capital

 Small Business Administrator Isabella Guzman warned on Tuesday that minority-owned small businesses’ lack of access to capital is costing the U.S. economy hundreds of billions of dollars in economic output. 

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Our partnership wth Lexington Capital Holdings offers access to creative funding opportunities

 

In November 1997 my ex-husband and I started a Structural Steel Construction.  That was when I learned the valuable lesson of business: ACCESS TO CAPITAL. In 2000, working for the African American Chamber of Commerce of PA NJ and DE, we learned that most of our member experienced the same problem.  Fast forward to the present, 2025 - 25 years later; new decade, same problem.  


This issue has always been dear to my heart, so imagine my surprise when a representative from Lexington contacted me.  The initial call didn't go well because when I answered an unknown number, he called me by my first name.  Me being me: "Do I know you? You are calling me by my first name like you know me. Hang up and try a different approach another day."  And that is exactly what he did.  


After my investigation, I learned that not only is Lexington Capital Holdings on the map, Not only are they a viable funding services company, they are also fair.  They have a new initiative - to reach out to the underserved business communities and help them access AND MANAGE the funding needed to run a sustainable business!  I'll admit I was skeptical at first, but after taking a run through, I am confident to help spread the word about access to funding.  


Take a look. It is a simple process. If you are seriously interested, I will connect you with your very own personal team of experts to assist with your funding goals

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The State of Black-Owned Businesses in 2025: Key Statistics and Trends

 Black-owned businesses have faced immense challenges and adversity over the years, yet they continue showing resilience and making strides towards greater representation and success. However, significant gaps and inequality persist when comparing black-owned firms to white-owned ones. 

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How DEI pull-back is hurting black woman-owned businesses.

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